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HSAs in Ames and Iowa Falls, IA

It’s All About Options.

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Gateway Insurance Services can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money to into a savings account that they can use overtime for medical expenses that are not covered under their high-deducible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit into your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact a specialist at Gateway Insurance Services today to learn more about how an HSA can benefit you.

Gateway Insurance Services - Ames Office

1416 Buckeye Avenue

P.O. Box 1910 Ames, IA 50010

Main office: 515-232-6001
Fax: 515-232-6236

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Gateway Insurance Services - Iowa Falls Office

404 Rocksylvania

P.O. Box 1910 Iowa Falls, IA 50126

Main office: 641-648-4275
Toll free: 800-728-8215
Fax: 515-232-6236

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

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Testimonials

Thanks for all your help over these past several years. We always appreciated your professionalism and timeliness in solving our problems or answering our questions. You have been a great agent to us!
Steven W. Hogberg